Consumer protection available

The consumer marketplace can be confusing, and in this day and age, you must spend your money wisely. It can sometimes be difficult to sort the scams from the bargains. You may wonder, how can card services keep calling me if I am on the Do-Not-Call list; does the lemon law apply to used car purchases; do all stores have to accept returns on goods for a full refund; would my bank really contact me via email about my account; or do I have the three-day right to cancel when I purchase a car? Answers to these questions are not hard to find, but you are not alone when it comes to dealing with the marketplace.