Save money without skimping the ‘ho ho ho’

Have you seen all the Christmas items in the stores already? Christmas is a time to celebrate family, friends and traditions. For many, however, it is also a time of great stress and large credit card debt. Be creative and start early to avoid debt. October is not too early — I’ve heard from folks who are already done with their holiday shopping.

By: Eunice Sahr, NDSU Extension Service, The Jamestown Sun