CREDIT

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http://media.fccinteractive.com/voices/2608/50/50/ THIS WOMAN WRITES
Deception, Deceit, Dishonesty -- Is This Our 3-D World?
You younger women -- under 35 -- may find this odd, but not so many years ago, a married woman did not appear on a credit card account as a real person. As the wife of her husband, she was presumab...
Posted on 5/1/13 at 1:53 PM
http://media.fccinteractive.com/voices/3356/50/50/ SENSE AND CENTSIBILITY
Student Loans and Credit Scores: What Every Borrower Needs to Know
Everyone knows that the cost of getting a college education is expensive. And unfortunately, costs continue to climb. If you get a graduate degree, your total student loan debt could resemble the amou...
Posted on 4/24/13 at 9:28 AM
http://media.fccinteractive.com/voices/932/50/50/ REAL MONEY
Nine Steps to Dealing With Medical Debt
A broken bone, mental health therapy, a long-term illness, a car accident, a premature baby. All of these situationsand so many more unexpected onescan land a family in medical debt. And you cant comp...
Posted on 4/16/13 at 9:27 AM
http://media.fccinteractive.com/voices/1060/50/50/ IN THE BLACK
Why Its Important to Pay more than Minimum Payments
Here is a video showing how long it takes and how much interest you pay when only paying the minimum payments on your credit card debt. In the example in the video, by only paying the minimum payme...
Posted on 3/21/13 at 7:29 PM
http://media.fccinteractive.com/voices/258/50/50/ STAFF BLOG THE N.D. CAPITOL AND BEYOND
Today's Ask Your Government
Dear Teri, Is there a statute of limitations on collections of unsecured debt? This debt is unsecured credit card debt that is over 10 years old, and it is collection agencies trying to collect th...
Posted on 9/12/10 at 9:55 AM
More blog posts about credit

Wells Fargo sued over home equity credit

The banking unit of Wells Fargo & Co. is facing a lawsuit claiming it illegally reduced the size of customers’ home equity lines of credit. The suit, which was filed in Illinois, claims Wells Fargo failed to accurately assess the value of customers’ houses before deciding to cut the size of their credit lines. San Francisco-based Wells Fargo is being accused of using unreliable computer models that wrongly valued home prices too low to justify cutting the size of customers’ loans.

August 20, 2009

Commissioner: wind energy not stalled

Public Service Commissioner Tony Clark says the credit crunch hitting companies worldwide may have slowed North Dakota’s wind energy industry, but he says it’s not at a standstill.

June 09, 2009

Foreclosures hit those with good credit

A record 12 percent of homeowners with a mortgage are behind on their payments or in foreclosure as the housing crisis spreads to borrowers with good credit. And the wave of foreclosures isn’t expected to crest until the end of next year, the Mortgage Bankers Association said Thursday.

May 29, 2009

Law to curb surprise credit card fees

President Barack Obama warned overeager shoppers and greedy credit card companies alike on Friday to act responsibly as he signed into law a bill designed to protect debt-ridden consumers from surprise charges.

May 23, 2009

Fed executive says economic growth will resume

The recession will continue and credit issues likely will weigh on the economy for some time, but a resumption of growth should not be too far off, a regional Federal Reserve executive said Thursday. Gary Stern, president of the Federal Reserve Bank of Minneapolis, told a crowd of several hundred attending an economic summit in Sioux Falls that he thinks business activity will pick up, especially given the economy’s fundamental resilience.

By By Dirk Lammers, The Associated Press , April 10, 2009

Credit Union receives lender award

Credit Union receives lender award Three North Dakota credit unions were recognized as Champions of Affordable Housing Lenders recently by the North Dakota Housing and Finance Agency.

March 21, 2009

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GE loses top credit rating

General Electric Co. lost its top credit rating from Standard & Poor’s on Thursday over concerns of rising loan losses and lower earnings at its lending arm, GE Capital.

March 13, 2009

AG warns of new telephone scam

Attorney General Wayne Stenehjem is warning North Dakotans about a nationwide telephone scam disguised as an offer to lower credit card interest rates. The Attorney General’s Office has received complaints this week from people across the state who received a call claiming to be from a company called “Card Services” directing the individual to enter their credit card number to determine if they qualify for a better interest rate.

February 27, 2009

Legislative notebook: Thaw credit in 15 minutes

The state House on Tuesday approved a bill that allows consumers who have placed credit freezes on their accounts to quickly lift the freeze when they want to use their credit.

By By Janell Cole, N.D. Capitol Bureau , February 04, 2009

SEC adopts new rules for agencies

Federal regulators on Wednesday adopted new rules designed to stem conflicts of interest and provide more transparency for Wall Street’s credit-rating industry, widely faulted for its role in the subprime mortgage debacle and ensuing credit crisis.

December 04, 2008

Farmers’ new trouble at the ranch: credit

There is new trouble at the ranch. The worsening financial crisis is making it harder and more expensive for farmers and cattlemen to borrow money to pay for feed, land and salaries. While the credit squeeze on the agricultural sector is buffered somewhat by subsidies and other federal assistance, the timing is nonetheless bad: the costs of fertilizer, fuel, seed and equipment have all risen sharply in recent years, and a global recession is on the horizon.

By Betsy Blaney , October 18, 2008

Bush: Credit thaw ‘going to take awhile’

Bush: Credit thaw ‘going to take awhile’ The government’s drastic economic rescue efforts will eventually pay off, President Bush insisted Friday, offering calming words to anxious Americans but no suggestion of a quick revival as Wall Street braced for another wild day.

By Jeannine Aversa , October 18, 2008

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Bailout becomes buy-in

Bailout becomes buy-in Big banks started falling in line Tuesday behind a rejiggered bailout plan that will have the government forking over as much as $250 billion in exchange for partial ownership — putting the world’s bastion of capitalism and free markets squarely in the banking business.

By By Jeannine Aversa, The Associated Press , October 15, 2008

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Is easy credit over for the long haul?

An inflatable gorilla beckoned from the roof of Don Brown Chevrolet in St. Louis, servers doled out free bowls of pasta and a salesman urged potential customers to “come on up under the canopy and put your hands on” a new set of wheels.

By By Adam Geller, The Associated Press , October 13, 2008

University of Mary affected by financial meltdown

A University of Mary official says the school used a short-term investment fund that partially froze withdrawals this week. “It’s unfortunate,” said Brent Winiger, University of Mary vice president of financial services. “It tied up my week.”

October 03, 2008

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