Time running out to sign up for health insurance
Also important, all Marketplace insurance plans must guarantee coverage for benefits like hospitalizations and prescription drugs. And, while historically there was no guarantee of insurance for people with pre-existing conditions like diabetes, today there is. This protection is especially important for the estimated 275,000 North Dakotans with pre-existing conditions.
Applying for Marketplace insurance doesn’t require slogging through red tape. It can take about 10 minutes to submit an application and last year, more than eight out of 10 people who enrolled, qualified for financial help. Getcoverednorthdakota. org is the website to review options and enroll. Free information is available by calling 1-800-318-2596 or by stopping by a community health center. However, time is running out. This year there is a much shorter timeframe to get coverage and much less advertising to guide people to it. Dec. 15 is the final day to enroll.
While there is still work to do to make health care affordable for more people, the Marketplace offers a way for thousands of North Dakotans to get affordable, quality coverage. Whether it’s at a community meeting, over coffee, or through a church announcement, now is the time to ensure that people know they still have a few days to insure their health. Without coverage, people take the chance that illnesses or accidents aren’t going to happen. In the process, they put one of their most important personal assets, their health, at risk.